""He who does not economize will have to agonize"- Confucius
Today is the biggest shopping day of the year in the US, but I want to remind everyone that one of the biggest and best tools of saving money, is not to spend it in the first place.
One of my favorite sources of motivation to spend less is reading success stories. My well-thumbed Complete Tightwad Gazette is full of them. You can read more online at Dave Ramsey's website here.
What is more fulfilling, having the latest gewgaw, or having one less monkey on your back?
As a child, we always lived hand to mouth, and I remember being filled with worry when I was in grade school, that we could lose our house or not have money for food. Living now without credit card debt and with a healthy savings account is 800 times better than living in fear.
As you head out to start your Christmas shopping, take a moment to think about your motivation for what you are buying. Does it add or detract from your family's security? Will it make you feel better in the long term or worse? Is it helping your family become the next success story?
One of my favorite sources of motivation to spend less is reading success stories. My well-thumbed Complete Tightwad Gazette is full of them. You can read more online at Dave Ramsey's website here.
What is more fulfilling, having the latest gewgaw, or having one less monkey on your back?
As a child, we always lived hand to mouth, and I remember being filled with worry when I was in grade school, that we could lose our house or not have money for food. Living now without credit card debt and with a healthy savings account is 800 times better than living in fear.
As you head out to start your Christmas shopping, take a moment to think about your motivation for what you are buying. Does it add or detract from your family's security? Will it make you feel better in the long term or worse? Is it helping your family become the next success story?
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